Be scam aware. We’ll never ask you for your Internet banking password, nor will we ever ask you to move money to another Easy Street account or other financial institution. If you’re ever unsure, call us back on the number published on our website. If you’re asked to open an account at another financial institution, do not proceed.

Deposit interest rates

Our current rates

On this page you can view our current interest rates for our online savings accounts. 

Easy Savings

Ongoing rate

Variable interest rate:

2.00% p.a. 1

Interest is calculated daily and paid monthly.

Bonus Saver account

Bonus rate

Includes standard rate

Variable interest rate:

5.00% p.a. 1

Applies when you deposit at least $50 and make no withdrawals or transfers in the month.

Standard rate

Excludes bonus rate

Variable interest rate:

0.01% p.a. 1

Applies when bonus conditions are not met.

Rates no longer offered

Easy Savings Account 'welcome rate'

For new accounts opened between 14 November 2023 and 18 March 2024.

Fixed introductory 'welcome rate' for 6 months:

3.25% p.a. 2

Applicable for 6 months from the date the account was opened. In addition to the standard variable interest rate. The total rate applicable to these accounts is 5.25% p.a. for 6 months (2.00% p.a. standard rate 1 + 3.25% p.a. bonus fixed rate for 6 months)

Easy Savings Account 'welcome rate'

For new accounts opened between 18 July 2023 and 13 November 2023.

Fixed introductory 'welcome rate' for 6 months:

3.15% p.a. 3

Applicable for 6 months from the date the account was opened. In addition to the standard variable interest rate. The total rate applicable to these accounts is 5.15% p.a. for 6 months (2.00% p.a. standard rate 1 + 3.15% p.a. bonus fixed rate for 6 months)

1 Rates are current as at 01/12/23 and subject to change without notice. Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. You can view product Target Market Determinations here. 

2 Rate is available for new accounts opened between 14 November 2023 and 18 March 2024. The introductory 'welcome rate' is a fixed rate and is available for 6 months from the date the account was opened.  The fixed introductory rate is in addition to the standard variable rate. This offer is no longer available for new accounts. Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. You can view product Target Market Determinations here. 

3 Rate is available for new accounts opened between 14 November 2023 and 18 March 2024. The introductory 'welcome rate' is a fixed rate and is available for 6 months from the date the account was opened.  The fixed introductory rate is in addition to the standard variable rate. This offer is no longer available for new accounts. Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. You can view product Target Market Determinations here.