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5 tips to prepare for bushfire season

While it’s important to plan for catastrophic events all year round, if you live in a bushfire affected area, we’ve summarised the top 5 tips to prepare for this bushfire season from the experts at the NSW RFS.

With the weather getting hotter and drier, the fire danger period in many parts of Australia can become susceptible to bushfires that can be difficult to manage. While it’s important to plan for these catastrophic events all year round, if you live in a bushfire affected area, we’ve summarised the top 5 tips to prepare for this bushfire season from the experts at the NSW RFS.

Most importantly, in the event of a bushfire, don’t risk your life. Leaving the night before or on the morning of a high-risk fire day should be your highest priority. 

1. Prepare months before

Well before fire season, visit your state fire authority’s website (details below) or call them to get all the information you need to be bushfire ready.

  • Familiarise yourself with the website and any of their social media channels.
  • Several states also have a mobile phone app that you can download.
  • Also know where to find your emergency broadcaster, such as the local ABC radio channel.

2. Stay informed

Once fire season begins, make a habit of checking your local fire danger ratings. Know what your local weather district is so you can access the most relevant and up-to-date forecasts, alerts and warnings. Armed with the latest information, you’ll be better placed to make a good, early decision.

Remember: you don’t need to wait for a warning. Bushfires can start quickly and may threaten property and lives within moments.     

3. Know your strategy

Before bushfire season starts, make a decision about which fire danger rating will be your trigger to leave.

  • Will you leave the night before or in the morning?
  • Have a number of routes planned so that you have options in case there's already a fire in the area.
  • Make sure the entire family has discussed plans for leaving, including what to take, what to do with pets or livestock and what will happen if you can’t leave.
  • Have an emergency kit ready to go that includes important documents, medications, protective clothing, a woollen blanket, a battery-powered radio and torch, along with spare batteries.

4. Protect your home

Making sure your house is ready for a fire can increase the likelihood that it will survive.

  • First, make sure you have current and adequate Home and Contents Insurance.
  • Remove leaves and branches from your gutters and clear flammable items from around the house.
  • Take special care to remove potential fuel sources such as woodpiles, outdoor furniture, paint, combustible chemicals, boxes and doormats.
  • If you have LPG gas bottles, turn the valves to point away from the house.

5. Prepare the backyard

  • Prune any overhanging branches within 10 metres of the house and keep the lawn mown to less than 10 centimetres.
  • Replace flammable mulch in the garden with rocks or pebbles.
  • Cut back any shrubs near or under windows and tidy the garden of any dry grass, leaves, twigs and loose bark.


For a free Home & Contents health check, give us a call on 1300 13 14 65.


For more help and information, check with your local fire service:

New South Wales Rural Fire Service

Victorian Country Fire Authority

Queensland Fire and Emergency Services

South Australian Country Fire Service

Department of Fire and Emergency Services WA

Bushfires NT

Tasmania Fire Service

ACT Rural Fire Service


Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. In arranging this insurance Community First Credit Union acts as an intermediary for the insurer of the particular insured product, not as your agent. When making decisions about our insurance, consider the Product Disclosure Statement and Target Market Determinations. A Product Disclosure Statement (PDS) for each product is available on our website. We will give you a PDS on application, which you should read and consider in deciding whether to use any product. This is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement for the particular insurance policy.

Last updated: 16 November 2020

The information contained in this article is only correct at the point of time of publication. It is general information and has been prepared without taking into account your personal circumstances, objectives or needs. Please consider if this information is right for you before making a decision to acquire any product.