Terms and conditions:

Street Smart Variable Owner Occupier and Investment special offer – Terms and conditions: 

¹ Credit eligibility criteria, terms & conditions, fees & charges apply. Offer commences 18/08/26 and is for eligible applications submitted by 02/10/26 and funded by 31/12/26 and can be withdrawn or changed at any time. Offer is available on Street Smart Variable home loans for new owner occupier and investor principal and interest loans with a minimum balance of $50,000 or for internal loan increases including at least $50,000 of new funds. Acceptable purposes are residential property purchase and refinance; pre-approvals and construction loans are excluded from the offer. Application fee includes one standard valuation fee and legal fees for one security property. Valuation for non-standard and additional securities will be charged at cost and could incur additional legal fees. Government charges apply. Your interest rate is a variable interest rate and may change prior to funding and during the term of the loan. Government charges or exit costs may be incurred when refinancing from your existing lender.

Street Smart Variable Owner Occupier refinance special – Terms and conditions: 

² Credit eligibility criteria, terms & conditions, fees & charges apply. Offer commences 03/09/26 and is for eligible applications submitted by 2/10/26 and funded by 31/12/26 and can be withdrawn or changed at any time. Offer is available on Street Smart Variable home loans for new refinanced owner occupier principal and interest loans, with a minimum balance of $500,000. Maximum loan to valuation ratio (LVR) of 80%. Acceptable purposes are residential property refinance; purchase and construction loans are excluded from the offer. $0 application fee includes one standard valuation and legal fees for one security property, and up to 2 split loans under Street Smart Variable. Valuation for non-standard and additional securities will be charged at cost and could incur additional legal fees. Government charges apply. Your interest rate is a variable interest rate and may change prior to funding and during the term of the loan. Government charges or exit costs may be incurred when refinancing from your existing lender.

Flex Saver – Terms and conditions: 

³ Rate is current as at 13/05/2026 and subject to change without notice. Interest is payable on balances up to and including $3 million. Balances over $3 million will not earn interest. Terms and conditions fees and charges apply.

*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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