Flex Saver account

4.55%_p.a.¹ on your savings with no hurdles

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Flex Saver Account

Standard variable interest rate | Calculated daily, paid monthly on balances up to $3 million.

4.55^%_p.a.¹

Applies to new and existing Flex Saver accounts

Stop jumping through hoops for a competitive rate

Great rates

Our rates are competitive in the market and there are no account keeping fees.

No nasty surprises

There’s no interest or fee penalties when you need to withdraw your money.

Easy

It’s easy to keep track of your savings goals with alerts and our mobile app.

Local support

Our Australian based team is here for you every step of the way.

The banks made savings complicated.We didn’t.

Most Banks lock your high interest behind “monthly deposit” rules. But we’re different. If you forget a single transfer or need your cash for an emergency, you won’t be penalised. The Flex Saver gives you 4.55% p.a.¹ on every dollar, with no hurdles.

How to apply

Not yet a member? You can apply on our mobile app by clicking the link below. You must be at least 18 years old and be applying for an account in your name or with someone else.

If you’re an existing member, you can open an account via Internet Banking instantly.Open an Account

Your money, in your pocket

Manage your money, check interest, make transfers and more with our secure mobile banking app. Download the Easy Street app on Apple, Android and Samsung Devices.

Kick those savings goals

In our mobile app, you can set a savings goal and track your progress in the app. Plus, easily add funds to your savings goal at the tap of the screen either as a once off or recurring payment.

It’s easy to set up

Ready to save but not a member yet? No problem!

Just download the Easy Street app from the App Store or Google Play store and complete the quick application inside. It’s that easy!

Open an Account

Fees and charges

There are some instances you may be charged a fee. Refer to our latest fees and charges for more information.

Fees & charges

FAQs

When is interest paid?

Interest is calculated daily and paid on the last day of each month. If you hold more than $3 million in your Flex Saver account, you will only earn interest on balances up to $3 million. The interest rate is variable so is subject to change.

Who can apply?

You must be aged 18 or over. You can open an account in your name or with someone else. Accounts for businesses and self-managed super funds are not eligible.

What type of transactions can I do?

Internal and external transfers can be made on the account. International transfers, direct debits and BPAY payments are not available. Refer to our Fees and Charges, Access Facilities and Transaction Limits brochure for more information.

What transaction limits are there?

Transfers to your other Easy Street accounts have no daily limit. Transfers to external accounts are currently set at $2,500 per day and will be increasing to $5,000 on 18 February 2026. Refer to our Fees and Charges, Access Facilities and Transaction Limits brochure for more information.

What will I need to apply?

Easy Street is a mutual financial services organisation. When you open an account for the first time with Easy Street, we’ll debit $2 from your account to pay for your member share. This will be fully refundable should you close your membership with us. We will also require you to verify your ID and will SMS instructions to you after you open the account on how you can complete this using your biometrics.

How can existing members apply?

You can open an account instantly via Internet Banking. Once you log in select ‘Products’ from the top menu then ‘New Savings Account’.

Is my money safe?

Yes, Easy Street is part of Community First Credit Union Pty Ltd. Your deposits are protected by the Australian Government’s Financial Claims Scheme, guaranteeing balances up to $250,000 per customer.

Are there really no “hurdles”?

Correct. Unlike most banks, there are no minimum monthly deposits or withdrawal restrictions required to earn the Flex Saver rate. You earn it on every dollar from day one (once processes).

Boring Bits

¹Rates are current as at 03/03/2026 and subject to change without notice. Interest is payable on balances up to and including $3 million. Balances over $3 million will not earn interest. Terms and conditions fees and charges apply.
You can view Target Market Determinations here. Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product.

How to become an Easy Street member

Download the app
Complete the application – select flex saver
Become a member

Flex Saver account

4.55%_p.a.¹ on your savings with no hurdles