Easy Street recognised in Finder’s 2023 Home Loan Awards

Take a look at our Award Winning Home Loans and what sets us apart.

Just as the name suggests, Easy Street keeps things...easy. That's probably why it took our the award for the Best investor 1 Year Fixed Home Loan at the Finder Home Loan Awards 2023 and was highly commended for the 2-year option as well. 

Easy Street has always been focused on its customers, and you can tell that from its loan, which is kept straightforward and flexible.

Although we're celebrating it for investors, the Easy Street Fixed Home Loan can be used whether you're investing or planning to live in the home. 

For this particular category in the Finder Home Loan Awards 2023 we looked at 2 key factors to determine the best loan: what the interest rates were and what the fees were. 

So, if a loan has won, you know it’s very competitive on cost.
Money expert at Finder, Rebecca Pike, said they looked at more than 9,000 home loan interest rates across 200+ banks and lenders for the home loans awards program.


 "We assessed every interest rate for each month across 2022 to see who consistently had the best rates on offer.

 "For Easy Street, its scores actually improved once the cash rate began rising. What does this mean? It means that its rates remained low and competitive while other lenders lifted their fixed rates."

The lowest fixed investment interest rate on Finder’s database in January 2022 was 2.14%. By the end of 2022 the lowest fixed investment interest rate on the database was 4.84%. Amid those rising rates Easy Street grew its competitiveness and boy did it pay off in this year’s awards.

In terms of fees, other than a one-off application fee and another fee when you discharge, there’s nothing to worry about: No monthly fees, no annual fees.

It’s always important to look beyond cost though and compare your options for additional features that you might need.

Luckily, Easy Street comes with those too! Its Fixed Home Loan offers a 100% offset account at no additional cost.

If you haven’t used an offset account before, any money that’s in this account is offset against your loan, meaning you only pay interest on your remaining loan balance minus the funds in your account. It’s a great solution for any borrower trying to minimise the amount of interest they’re paying.

You can also make additional repayments towards your loan and redraw those funds for free via internet banking whenever you need.

Easy.


The Finder Home Loan Awards 2023 awarded loans across 12 different categories, covering first home buyers, refinancers and investors, both fixed and variable. More than 9,000 home loan rates were assessed from more than 200 lenders through careful analysis looking at interest rates, fees and, in certain cases, availability of an offset account.

For more information on the home loan awards and how they were judged visit: https://www.finder.com.au/finders-home-loan-methodology-2023

Author bio:
Rebecca Pike is Finder's senior writer for money. She joined Finder after almost 4 years writing for business publications in the mortgage and finance industry, including 3 years as editor of Mortgage Professional Australia.

Credit eligibility criteria, terms and conditions, fees and charges apply. Easy Street is a division of Community First Credit Union Limited ABN 80 087 649 938 | AFSL and Australian credit licence 231204.


Last updated: 22 May 2023

The information contained in this article is only correct at the point of time of publication. It is general information and has been prepared without taking into account your personal circumstances, objectives or needs. Please consider if this information is right for you before making a decision to acquire any product.