Bonus Saver account

Keen savers take note.

Apply online

Bonus Saver account

Bonus rate

Includes standard rate

Variable interest rate for balances up to and including $3 million:

4.35%p.a. 1

Applies when you make at least one deposit of $50, maintain a credit balance and make no withdrawals or transfers in the month.

Standard rate

Excludes bonus rate

Variable interest rate for balances up to and including $3 million:

0.01%p.a. 1

Applies when bonus conditions are not met.


Interest rate for balances over $3 million:

0.00%p.a. 1

Predictable

Set up a regular savings plan and be rewarded with interest calculated daily and paid monthly.

Value

You only need to add $50 a month, make no withdrawals and maintain a credit balance to earn bonus interest.

Easy

It’s easy to keep track of your savings goals with alerts and our mobile app.

$0

Monthly fees

There’s no monthly fees to erode your hard earned savings.

$50

Min monthly deposit

No big hurdles – you’re rewarded even if you’re starting small.

$0

Transfer fees

There’s no fees when you need to move your money elsewhere (Bonus Interest will be forfeited).

How to apply

Not yet a member? You can apply online by clicking the button below. You must be at last 18 years old and be applying for an account in your name or with someone else
If you’re an existing member, you can open an account via Internet Banking instantly.

Set up multiple accounts

Make it your own – with the ability to set up multiple accounts and rename them, you can create buckets to suit your spending (or saving) patterns, all in our mobile app.

Kick those savings goals

In our mobile app, you can set a savings goal and track your progress in the app. Plus, easily add funds to your savings goal at the tap of the screen either as a once off or recurring payment.

App alerts

Deposit received

Expecting a payment? Save time by choosing to be alerted when a deposit more than a nominated amount hits your account.    

Daily balance update

You can choose to receive an alert with your end of day balance each month, quarter or year to give you a friendly reminder that you’ve got this.

Kick back

The easiest way to keep your savings on track is to set up an automatic regular savings plan. Do it yourself in Internet Banking or ask us about periodical payments.

Read more

Set a goal

Using our savings calculator, you can work out your projected savings based on a starting balance and regular contribution amount for a term.

Read more

Fees and charges

There are some instances you may be charged a fee. Refer to our latest fees and charges for more information.

Track your savings

Manage your money, check interest, make transfers and more with our secure mobile banking app. Get it on Apple, Android and Samsung Devices and save time.

Find out more
1 Rates are current as at 01/09/2025 and subject to change without notice. Standard interest of 0.01% p.a. applies when bonus conditions are not met. Bonus is paid when you make at least one deposit of $50 per month, the account remains in credit at all times (i.e. the account must not be overdrawn at anytime during the month, including during a day, or when the balance is carried forward from the previous month) and you make no withdrawals or transfers. Standard interest and bonus interest will not be payable on balances over $3 million. Balances over $3 million will earn nil interest. You can view Target Market Determinations here. Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product. Terms and conditions, fees and charges apply.

© A division of Community First Credit Union Limited ABN 80 087 649 938 | AFSL and Australian credit licence 231204 | BSB No 512 170