Self employed?
Applying for a loan
We understand that running your own business isn’t easy, and getting access to additional finance for your business can be an important step.
We offer loans for people who are self employed including home loans, personal loans and credit cards.
Submitting an application
After you complete an application for a loan with us, we’ll contact you to discuss your application and make sure we have all the information we need. We will also request from you some documentation required to support your loan application.
Once we have all the documentation requested, we are then able to complete a full assessment of your application which means that once it is approved, we can arrange faster funding of your loan.
What sort of documentation will I be required to provide?
The types of documentation we will request from you may vary between applicants due to differences in individual situations and the type of loan you are applying for. The following are some examples of documentation you may be asked to provide. It’s a good idea to begin collecting some of these items as soon as your application is completed to speed up the process.
- Last 2 years full Tax Returns and financials/profit & loss statements for both of your personal and/or company tax returns to support your Self Employed income, and last 2 pay slips for other applicants
- Proof of any rental income for properties via real estate statement or copy of executed lease
- Latest Notice Of Assessments for each applicant
- Everyday transaction account statements where your income is credited to via our Bank Statements service. These must demonstrate the regular payment of any liabilities you may have
- Statements of any loans or credit cards you are refinancing to us via our Bank Statements service
- Copy of current rates notice if it is a mortgage application
- A certified copy of each applicant’s ID, together with the ‘Becoming a member’ form
Where can I send my supporting documentation?
- Scan via email to askus@easystreet.com.au
- Post to PO Box 98, Lidcombe NSW 1825
How to apply
You can apply online or over the phone by calling 1300 13 14 65. To start an online application, select the type of product you’d like to apply for below.