Loan interest rates
Our current rates
On this page you can view our current interest rates for our home loans.
Variable home loans
Owner occupied and investment purposes
Fixed home loans
Owner occupied purposes
Fixed home loans
Investment purposes
Retired products
Click below to view interest rates for savings and loan products that are still available to existing account holders but no longer offered for new accounts.
Retired savings and loan products
4 Rates are current for loans funded from 13/02/26 and switches – rates are subject to change without notice. Interest Only repayments for owner-occupiers is subject to review and approval. Available for purchases and refinances. Construction Loans excluded. Maximum LVR for all applications is 80%.
5 Rates are for new loans and switches, are current as at 13/02/26 and subject to change without notice. For fixed rate home loans, after the fixed interest period, the interest rate on the loan reverts to the Street Smart variable rate at the time. Break costs may apply for fixed home loans, please refer to your terms and conditions for more information. Available for purchases and refinances. Construction Loans excluded. Maximum LVR for all applications is 80%.
**Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.