Shop easy
Use your card wherever Visa is accepted – online, in store and overseas. Plus you get a Visa Debit Card at no extra cost.
No hurdles
There’s no hurdles to jump like minimum monthly deposits to enjoy a zero monthly fee.
Convenience
We may be online, but you can still access cash via ATMs 1 and Bank@Post outlets.
$0
Monthly
fee
No hurdles here. There’s no monthly fee, 12 months a year.
$0
ATM
fee
We won’t charge a fee for using any ATM in Australia 1
3%
International Transaction Fee
Applies when a transaction is processed via a foreign currency, or in Australian dollars via a merchant or entity outside Australia5
$5
Overseas
ATM fee
The fee to withdraw cash from an ATM overseas.
Set up multiple accounts
Make it your own – with the ability to set up multiple accounts and rename them, you can create buckets to suit your spending (or saving) patterns.
You’re in control
Enjoy peace of mind by choosing which transactions you’d like enabled on your card.
Digital card
No card? No worries. View your digital card in our mobile app for maximum convenience. Ask us to add your existing card today. Find out more>
Apply online
Not a member? You can apply online by clicking the button below. You must be at last 18 years old and be applying for an account in your name or with someone else.
Existing members can open an account instantly via Internet Banking.
Spending
together
Here’s what you need to know about operating a joint account and what options are available.
Find out morePay with
your mobile
Leave your wallet behind and make payments via Apple Pay3, Google Pay2 and Samsung Pay4.
Find out morePay faster
with PayID
Send and receive money using your mobile number or email across participating banks.
Find out more
Digital card – safer, smarter
Your new debit card will be ready to use right away and available digitally within the mobile app. This means you can view your full card details even when you don’t have your card on you. Plus you have the added benefit of Visa Secure and eftpos Secure – a free fraud prevention service to help protect you when shopping online.
Fees and charges
Some transactions like overseas transactions or replacing a card are a little different to your everyday transactions, so a fee may apply. Check out our full Fees and Charges for more information.
Get your savings on Easy Street too
Open an Easy Savings Account and earn 1.25% p.a.* on your savings.
Existing member? Open one today in Internet Banking. Select ‘Products’ then ‘New Savings Account’ from the top menu to get yours today.
1 You may be charged a direct charge fee by the ATM operator for withdrawals or balance enquiries. Additional fees apply for overseas ATM transactions.
2 Google Pay is a registered trademark of Google Inc.
3 Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademark of Apple Inc., registered in the U.S. and other countries.
4 Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
5 International Transaction Fee – applies for all transactions (including reversals and cash advances) where you use your card for a foreign currency transaction or for an Australian dollar transaction that is with a foreign merchant or that is processed by an entity or financial institution outside Australia.
* Rate is current as at 21/08/25 and subject to change without notice. Terms and conditions, fees and charges apply.
® Registered to BPAY Pty Ltd ABN 69 079 137 518