Terms and conditions:

Street Smart Variable – Terms and conditions: Credit eligibility criteria, terms & conditions, fees & charges apply.

¹Rate is for new loans funded from 21/08/25 and switches – rates are subject to change without notice. Interest Only repayments for owner-occupiers is subject to review and approval. Available for purchases and refinances. Construction loans are excluded.

2 Year Fixed Home Loan – Terms and conditions: Credit eligibility criteria, terms & conditions, fees & charges apply.

²Rates for new loans are current as at 21/08/25 and subject to change without notice. For fixed rate home loans, after the fixed interest period, the interest rate on the loan reverts to the Street Smart variable rate at the time. Break costs may apply for fixed home loans, please refer to your terms and conditions for more information. Available for purchases and refinances. Construction Loans are excluded. Interest Only repayment option is available for investment purposes only.

Bonus Interest – Terms and conditions: 

³Rate is current as at 01/09/2025 and are subject to change without notice. Standard interest of 0.01% p.a. applies when bonus conditions are not met. Bonus is paid when you make at least one deposit of $50 per month, the account remains in credit at all times (i.e. the account must not be overdrawn at anytime during the month, including during a day, or when the balance is carried forward from the previous month) and you make no withdrawals or transfers. Standard interest and bonus interest will not be payable on balances over $3 million. Balances over $3 million will earn nil interest. 

*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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